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The main aim of notarizing a document is to limit fraud and undue coercion when signing a letter.
However, some people may not want to go through the court and are.
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Whatever your issues are, this letter will help you to address them well. If a notary is not used, the letter can be sent by certified mail by the payee or promisor to themselves. A loan agreement is a written agreement between a lender and a borrower.
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